![]() ![]() ![]() It’s possible to wake up one day and hit your brain memory capacity, and blank out. It’s especially expected if you carry debit cards for several banks and change your PIN often. ![]() Think social security numbers, ZIP codes, addresses, passwords, smartphone patterns, home security system PIN, and much more! With so many strings of numbers competing for your memory, it’s possible to forget your debit card PIN. Although it’s a grand security gesture, it creates a loophole for forgetting! The best way to use a stolen credit card is to find someone who doesn’t change their PIN. To prevent fraud, bankers and cybersecurity experts maintain that debit card PINs should be changed every three to six months. You will be required to enter your PIN anytime you make a payment using your debit card. Unlike credit cards that are chip-and-signature preferred, debit cards are chip-and-PIN preferred in the US. To help customers find convenience in making cash payments, banks, credit unions, and other financial institutions issue debit cards. Making trips to banks and ATMs all the time can be expensive and time-consuming. ![]()
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